Monday, January 16, 2023As you looked at that title, did you think, “There is no way I need this type of insurance?” After all, you aren't in the medical field or another field that keeps private information. Or are you? Ask yourself these questions: 1. Do you store non-public information about employees? READ MORE >>
Thursday, December 8, 2022Taking one of your business-owned vehicles out on the road exposes the business to accident liabilities. Therefore, commercial auto insurance should be available to help all the parties involved cover their losses when problems arise. READ MORE >>
Friday, November 11, 2022A business owners policy (BOP) combines coverage for small businesses to protect against certain dangers, but it can also serve to cover employees depending on what coverage is added. Basic BOPs come with two coverages: READ MORE >>
Wednesday, October 12, 2022Maintaining a home can be a costly experience. Some people try to save by cutting back on their home insurance coverage. That means if something unexpected happens that your policy does not cover, you could end up suffering catastrophic financial losses. READ MORE >>
Wednesday, September 21, 2022If your state suspends your driver’s license, they revoke your right to drive. That means you don’t have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. READ MORE >>
Wednesday, August 10, 2022Professional liability insurance can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. This type of policy may apply to professional mistakes ranging from incorrect advice, breach of duty, incomplete work, missed deadlines, misrepresentation and even wrongful acts. READ MORE >>
Wednesday, July 6, 2022Summer brings higher chances for wind, rain, thunder and lightning. For business owners, that might mean an interruption of operations. Neglecting weather preparedness could open you up to the risk for property damage. Think about the steps you can take to make your business safer from summer storms. READ MORE >>
Thursday, June 2, 2022You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or creates safe products. READ MORE >>
Tuesday, May 10, 2022There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. READ MORE >>
Tuesday, April 12, 2022As a business owner, take care in estimating your annual business insurance property coverage. Estimating property coverage for your BOP plan isn’t hard. That said, it can get a little complicated when your inventory fluctuates. Generally, your BOP will protect you from most claims. READ MORE >>
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