September 21, 2022
AgencyThe Costs Of Driving Without A License
If your state suspends your driver’s license, they revoke your right to drive. That means you don’t have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. […]
August 10, 2022
AgencyWho Is Required to Carry Professional Liability Insurance?
Professional liability insurance can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. This type of policy may apply to professional mistakes ranging from incorrect advice, breach of duty, incomplete work, missed deadlines, misrepresentation and even wrongful acts. Read on to learn more about […]
July 6, 2022
AgencyProtect Your Business from Storms
Summer brings higher chances for wind, rain, thunder and lightning. For business owners, that might mean an interruption of operations. Neglecting weather preparedness could open you up to the risk for property damage. Think about the steps you can take to make your business safer from summer storms. Damage Risks from Storms Summer weather patterns […]
June 2, 2022
AgencyWhy Does Your Business Need General Liability Insurance?
You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or […]
May 10, 2022
Agency3 Myths about Renters Insurance
There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. But, the three things renters insurance gives you—besides peace of […]
April 12, 2022
AgencyHow To Estimate Property Coverage For Your BOP
As a business owner, take care in estimating your annual business insurance property coverage. Estimating property coverage for your BOP plan isn’t hard. That said, it can get a little complicated when your inventory fluctuates. Generally, your BOP will protect you from most claims. It will also keep your costs low if you’re buying new […]
March 9, 2022
AgencyHome Insurance and Other Structures
If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. These are considered other structures, which are structures on the residence separated from your house by a clear space or […]
February 11, 2022
AgencyAvoid These 3 Mistakes When Switching Your Auto Insurance Coverage
They say that variety is the spice of life. When it comes to finding the right auto insurance policy to fit your needs, you have a ton of options to choose from. For most people, there are plenty of reasons to think about switching to a new carrier. Whether your rates have recently spiked or […]
January 12, 2022
AgencyHow to Avoid Professional Liability Risks
A professional liability claim, also known as errors and omissions, can be filed by a customer or client of a company that errs. An error can include mistakes in written documentation or performance, failing to inform the client of a change in plans and any variety of miscommunications that result in an unsatisfied customer. Any […]
December 21, 2021
Agency3 Easy Ways to Spot Workers Compensation Insurance Fraud
One of the most essential business insurance products is workers’ compensation insurance. Modern workers’ comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. Although rare, those who seek to defraud the system cast a disparaging net over those that workers’ comp helps. The good […]