Commercial General Liability in Campbell, CA and San Jose, CA
As a business owner, you encounter several risks in your day-to-day operations. General liability insurance can provide essential coverage for these exposures, which include third-party injury, third-party property damage and advertising injuries.
The professionals at Coverage Plus Insurance Agency in Campbell, California, can help you secure the general liability policy your business needs. Reach out to us today for additional information.
What General Liability Insurance Covers
General liability insurance, or commercial general liability (CGL) insurance, may cover legal claims from third parties (e.g., clients or suppliers) that arise from your regular business operations or your business’s products. A general liability insurance policy may help pay for the resulting expenses associated with injuries or property damage and reduce your business’s out-of-pocket burden.
General liability insurance generally includes coverage for:
· Third-party bodily injury—CGL coverage may pay for medical bills and legal fees related to a third-party injury for which your business is responsible (e.g., injuries that occur on your business’s premises).
· Third-party property damage—CGL insurance may provide repair or replacement payments to third parties if your business is responsible for damage to their property.
· Personal and advertising injury—CGL may cover personal and advertising injuries such as libel, slander and copyright infringement.
Make sure to consult with your Coverage Plus Insurance Agency representative as policies vary. We can provide further details on general liability insurance coverage, limits and exclusions.
How Much Does General Liability Insurance Cost?
The cost of general liability insurance varies from policy to policy. Your premium can be impacted by several factors, including the amount of coverage selected, your industry and your risk profile. Your business’s location and number of employees could also impact the price of CGL insurance.
How To Get General Liability Insurance
The team of professionals at Coverage Plus Insurance Agency can help you secure the best CGL coverage for your business. Reach out to an agent today for more information or a quote to get started.