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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Coverage Plus Insurance Agency agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Coverage Plus Insurance Agency

750 E McGlincy Lane, Suite 109
Campbell, CA 95008
Main office: 408-728-8380
Fax: 408-626-7676

Our Providers

Testimonials

I have been using the Coverage Plus Insurance Agency, where Chris is the owner and broker. He is very knowledgeable and knows the insurance market well. Chris has always been recommending the best possible product for my situation, finding a great balance maximizing coverage and minimizing cost, without compromising integrity. Chris recommended an insurance company that puts the customer first, provide excellent service at a reasonable price AND is financially viable, which is very important these days. I would definitely recommend Chris and the Coverage Plus Insurance Agency for your insurance needs.

Jesper S
The first time Chris surprised me was when he achieved the unthinkable: obtaining reasonable cover at very affordable prices when I first moved to the US and had virtually no credit and driving history here (apparently, having driven for 25 years+ does not count). Not content with that, he managed to improve coverage, at lower rates, as soon as was feasible – despite my having previously believed that “affordable coverage” and “Porsche” would never go into the same sentence. Ever since, I’ve been assisted very promptly whenever I had a query / claim, and he’s definitely succeeded in making me feel like I’m his only client – which I very much trust not to be the case, as I wish him and Coverage Plus every success.

Marco M
After exhausting research and numerous phone calls with auto insurance companies, I was referred to Chris’s services by a friend. I got an email from Chris requesting a few details about myself and the car I needed insurance for, and shortly after replying to it, I received a very well priced quote with full coverage. With a few customizations I was able to get an awesome deal for literally half the price I was paying at the moment, I immediately called my current company and cancelled and switched to the policy Chris suggested. All of this was done over email within a few hours, I truly enjoyed doing business with Chris and definitely recommend anyone looking for a fast and easy way to get the best deals in auto insurance.

Nikhil I
Chris has taken care of all of my insurance needs for many years now. He is extremely knowledgeable and always considers the overall scenario before recommending a policy. My company switched to his recommendations on Corporate policies and we have saved quite a bit in premiums. I have referred Chris to clients many times and the result is consistent, Chris did a great job for us. I can recommend Chris without reservation.

Rick S
Chris works incredibly hard, is always available and consistently responded to me faster than anyone else I contacted. He is knowledgeable and optimizes cost and all factors. I have taken 3 policies from him in one year of knowing him.

Parnian K
I have known Chris Robinson for over ten years. He is a true professional. I would recommend Chris for any business endeavor that requires trust, character and integrity. I consider him a valued member of my business network as well as a dear and valued friend.

Scott M
I have been one of your clients for one year now. I am writing you to express my appreciation for outstanding customer service Nora has always provided me during this time: Always prompt, courteous and extremely professional. As I was in corporate sales for over 25 years (Cisco, Google, etc), I appreciate and value the high quality service your organization provides. I am sure Nora's efficiency is a direct reflection of your leadership, so Congratulations Chris! You guys can certainly count on me as a loyal and appreciative client.

Paulo Duarte